Mutual Understanding

What To Do When The Power Goes Out

January 22, 2020 - 1:32 PM

At Hastings Mutual, we’ve got a long history with insurance coverage for windstorms. The company was actually formed as the Michigan Mutual Tornado, Cyclone, and Windstorm Company in 1885, after cyclones struck Hastings and the surrounding area twice in three years, causing about $225,000 in damage (roughly $5.7 million today).These...Full story
How EPLI Protects Your Business

January 9, 2020 - 1:14 PM

When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for employment practices liability insurance. It covers employment-related lawsuits, like discrimination or sexual harassment, for...Full story
Nonprofit of the Month: The Potter’s House

December 19, 2019 - 10:30 AM

The Hastings Mutual Insurance Company Charitable Foundation recognizes the contributions of nonprofit organizations in the communities we serve. Each month, we’ll honor one of those organizations as our Nonprofit of the Month.The young adults who attend The Potter’s House English Language Learner (ELL) Program are from countries around the world:...Full story
Managing Farmer Stress

December 12, 2019 - 10:11 AM

Work-related stress comes with every job, no matter what you do or how much you earn. This can include physical strain, like repetitive motion, and mental or emotional stress, like being required to perform work that doesn’t fit a worker’s knowledge, abilities, or interests. Though experts suggest exercise, time management...Full story
Self-Storage: What You Need To Protect Your Stuff

December 4, 2019 - 1:09 PM

Mini-warehouse, self-storage… whatever you call it, it’s a place to put your stuff. If you’re renting a storage unit, your possessions are likely covered by your personal insurance policy — talk to your independent insurance agent...Full story