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Hastings Has Your Back: Workers Compensation Benefits Beyond the Expectations

Secure your
future today!

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Get Workers' Compensation Insurance to Safeguard Your Business and Team

Having a workforce of safe and protected employees is essential for a business to run smoothly. Hastings gets it. Our Workers’ Compensation coverage is thorough, comprehensive, and multifaceted, so you can take your coverage beyond the basics. We’re here to make sure your employees and business have the coverage needed to keep them safe, keep them working, and keep your business thriving.

Hastings Workers’ Compensation policies have many different levels of coverage. Learn about how Hastings can help your business, today!

What is Workers' Compensation Insurance?

Workers’ Compensation is an insurance coverage meant to help your employees, if they are injured on the jobsite. This coverage protects business owners from having to pay out of their business accounts for injuries to their employees, without placing the burden on the employees who were injured in the course of their work. Workers’ Compensation helps employees get the care that they need and deserve to focus on recovering from an injury, and not having to worry about income and medical expenses. Having the capacity to focus on recovery gets them back to work healthier and faster!

Why Hastings? — Preventative Resources

Free Loss Control Services

Hastings offers FREE Loss Control services to all accounts, regardless of size.

 

Experienced Loss Control Consultants

Our team has over 166 combined years of experience and we’re ready to use it all to help secure your business.

 

Personalized Safety Plans

Loss Control Consultants who, upon request, can work with your business to create safety plans customized to your business.

 

On-Demand Video Training

In addition to having access to a local Loss Control Consultant, upon request, policyholders may also gain access to our On-Demand video training library.

 

Additional Programs and Benefits

Claim Expertise

Our experienced claim staff is dedicated by state and has expertise in state statutes and understand the local laws. The result is smoother claim processing, helping your employees get back to work faster.

FirstCall Work Injury Hotline

Hastings offers FirstCall Work Injury Hotline, a FREE service that Workers’ Compensation policyholders can use to receive medical triage for non-life-threatening injuries as well as claim reporting.

Medical Bill Review

Any Workers’ Compensation bill submitted to us is automatically reviewed, to keep claims moving. We can reduce medical fees, intercept potentially fraudulent claims, and make payments more quickly.

Nurse Case Management

Communication. Coordination. Patient Advocacy. These are just some of the key benefits our Nurse Case Management service provides Workers’ Compensation accounts. Our experienced Registered Nurses are there for serious injuries, and they know both the medical side and insurance dynamics, making them an invaluable resource for business owners.

Prescription Drug Card Program

Saving their employees from high out-of-pocket expenses, our Prescription Drug Card Program allows employees to access a network of pharmacies, across the nation. Employees can get their injury related medications at no expense, so they can focus on their recovery!

Special Investigations Unit

This in-house team is key to making sure a policy pays what we owe for covered losses, not less, not more. These services help identify any potentially fraudulent claims and can help stop them in their tracks. This helps reduce costs for business owners, in the long run.

Sample Early Return to Work Program

We offer resources that outline the process for identifying and providing transitional work after an injury or illness. Additionally, we offer a sample policy document that clients can use for reference.

Benefits That Go Beyond

Simplify Your Operations

Consolidate your accounts with one trusted advisor.

Enhanced Support

Receive personalized attention with our top-notch Loss Control experts to ensure you get the care you deserve.

Exceptional Service

Accounts with a premium size over $75,000 may request their own dedicated claim team.

This is just an overview of the amazing services offered under a Hastings Workers’ Compensation policy. Hastings wants its business owners to thrive, and we found the best way to do that is through a comprehensive Workers’ Compensation plan. Reach out with any questions today!

FAQs About Workers' Compensation Insurance

What does Workers’ Compensation insurance cover?

If an employee is injured or gets sick because of their job, Workers' Compensation covers medical expenses, lost wages, disability benefits, death benefits, and legal fees.

How much does Workers’ Compensation insurance cost?

The cost of Workers’ Compensation insurance depends on factors like your industry, the size of your workforce, and your company’s safety record. Hastings provides custom quotes to fit your business’s needs.

Can small businesses get Workers’ Compensation insurance?

Yes! Hastings offers Workers’ Compensation insurance for small businesses. Whether your team is well-established, or still growing, we can help you find the right coverage.

How do I get a Workers' Compensation quote?

Current Hastings Commercial clients may add Workers' Compensation through their agent. Need an agent? Use our agency locator to find an independent insurance agent near you.

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What Sets Hastings Apart

Hastings stands out for our dedication to providing personalized service and comprehensive coverage, including:

  • Industry Expertise: Deep understanding of your industry and its unique risks.
  • Wide Range of Coverage Options: Offering insurance solutions that address the diverse needs of different businesses.
  • Excellent Customer Service: Dedicated support from knowledgeable agents.
  • Loss Control: Personalized loss control and safety plans.

Secure your
future today!

Get a Quote

Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by Hastings Insurance Company (Hastings). Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

Hastings Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058

 

Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)

 

(800) 442-8277


Insurance Journal Super Regional P/C Insurer
A.M. Best's Standing the Test of Time - rated A or higher for 50 years
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