Short electrical disturbances—such as surges, spikes, sags, and swells—can damage sensitive equipment and disrupt operations. Even splitsecond events can cause costly downtime. According to ESFI and NEMA:
Transient Voltage Surges (Power Spikes): Install layered Surge Protection Devices (SPD), also known as Transient Voltage Surge Suppressors (TVSS) at service, distribution, and point‑of‑use connections.
Overvoltage (Power Swells): Add overvoltage monitoring and trip settings protection.
Undervoltage (Power Sags / Brownouts): Use undervoltage relays and trips or Uninterruptible Power Supply (UPS) systems when continuity is critical as TVSS devices are ineffective against undervoltage.
Single‑Phasing or Phase Imbalance: Install phase monitoring and appropriate overcurrent protection to protect against single-phase events.
Perform grounding & bonding system maintenance: Inspect conductors, verify bonding, test continuity, and periodically measure ground resistance.
From contractors to coffee shops, we offer insurance designed for many types of businesses, including:
Policyholders can request access to our On-Demand Video Training Service, which includes over 5,000 high-quality safety and human resource training videos. This service is provided at no cost to our policyholders.
View the Streamery Training Courses that are Available To get access to a Streamery course, contact your Hastings agent.

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Monnit provides wireless IoT sensor solutions for remote monitoring across industries, offering real-time data tracking for temperature, humidity, motion, water detection, and more to help businesses optimize efficiency and prevent costly issues.
Hastings Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
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(800) 442-8277
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