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Safeguard Your Business with Manufacturing Insurance

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future today!

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Explore Our Comprehensive Manufacturer Insurance Options

Running a manufacturing business is more than just creating quality products—it means protecting your company from risks. At Hastings, we offer Manufacturing insurance to keep your business safe from the unique challenges that come with your industry. Our insurance covers your equipment, property, and inventory, and helps with liability claims, so your operations stay smooth and secure.

What Is Manufacturing Insurance?

Manufacturing insurance is Commercial insurance for businesses that produce goods. It protects your company from things like equipment breakdowns, product issues, accidents, and unexpected shutdowns. Hastings offers policies that cover all parts of your business, so you can focus on production and know you're covered.

Types of  Business Insurance

Business insurance isn’t one-size-fits-all. It includes different types of coverage for all areas of your business.

General Liability Insurance

General Liability insurance protects you if someone gets hurt at your location or job site or if property is damaged because of your work.

Professional Liability Insurance

If your services or product causes harm or damage, Professional Liability insurance helps cover legal fees and settlements.

Property Insurance

Protects your physical assets, including buildings, tools, and equipment from risks like fire, theft, and vandalism.

Workers’ Compensation Insurance

Workers' Compensation coverage helps pay for medical bills and lost wages if an employee gets hurt on the job.

Why Business Insurance Matters

Manufacturing comes with certain risks. Business insurance protects your business and gives you peace of mind so you can focus on production.

Protects Your Business

Your factory and equipment are big investments. Business insurance covers these assets from damage, theft, or loss, so your operations can keep running.

 
Covers Liability Issues

Accidents happen, whether it’s at your facility or due to your products. Liability insurance for manufacturers helps cover medical bills, legal fees, and settlements, to mitigate against costs.

 
Keeps Your Business Running

If your factory shuts down due to a covered loss, manufacturing business insurance helps pay your bills and recover lost income. This allows your company to get back on track quickly.

Key Benefits of Business Insurance


Financial Security

Business insurance covers costs from legal claims, equipment breakdowns, and property damage, protecting your business from major financial losses.

Stronger Reputation

Clients and partners are more likely to trust a manufacturer that is fully insured. Business insurance shows that your business is responsible and prepared for challenges.

Peace of Mind

With the right Business insurance, you can focus on production and growing your business, without worrying about the risks of accidents or lawsuits.

Common Claims and How Insurance Helps


Product Liability Claims

If a product you make harms someone or damages their property, Product Liability insurance mitigates legal costs and settlements. This keeps your business safe from expensive lawsuits.

Equipment Breakdown

Machinery is essential for manufacturing. If it breaks down, Equipment Breakdown insurance helps pay for repairs or replacements, so you don’t lose too much production time.

Workplace Accidents

If an employee gets hurt at your facility, Workers' Compensation insurance covers medical bills and legal fees, protecting your business from costly lawsuits.

Insurance for Manufacturers

Hastings offers Manufacturing insurance plans designed for your specific needs. Whether you run a small machine shop or a large factory, we have a policy that keeps your business protected.

Manufacturing insurance isn’t just a safety net—it’s a smart way to protect your business and keep things running smoothly. Get the right coverage today from Hastings and keep your production lines moving.

FAQs About Business Insurance

What does Manufacturing insurance cover?

Business insurance usually covers General Liability, Product Liability, Property Damage, Equipment Breakdown, and Business Interruptions. These protect your business from accidents, injuries, equipment failures, and shutdowns.

How much does Business insurance cost?

The cost of Business insurance depends on the size of your business, what you produce, and where you are located. Hastings offers custom quotes based on your needs.

Can small businesses get business insurance?

Yes! Hastings provides Manufacturing Business insurance for both small and large companies. Whether you own a small shop or a large factory, we can create a policy to fit your business.

What happens if my equipment breaks down?

If your equipment stops working due to a covered loss, Equipment Breakdown insurance helps pay for repairs or replacement. This keeps your production on track and avoids major delays.

How do I find an Agent near me?

Visit our insurance Agent locator to find an Agent near you and get started.

Check Out All Our Products

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Insurance for All Types of Farms

Hastings offers a range of products specifically designed for farmers.

Farm Insurance

What Sets Hastings Apart

Hastings stands out for our dedication to providing personalized service and comprehensive coverage, including:

  • Industry Expertise: Deep understanding of your industry and its unique risks.
  • Wide Range of Coverage Options: Offering insurance solutions that address the diverse needs of different businesses.
  • Excellent Customer Service: Dedicated support from knowledgeable agents.
  • Loss Control: Personalized loss control and safety plans.

Secure your
future today!

Get a Quote

Coverages described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to write all types of insurance. Policies may be underwritten by Hastings Insurance Company (Hastings). Please read the policy carefully. Any claim example is for educational and informational purposes only. The information in this document will not be used to determine the coverage of an actual claim presented. All claims are adjusted based on the relevant facts, conditions and coverages at the time of loss. For specific terms and conditions, please refer to your coverage form. Coverage is also subject to applicable deductibles and limits of coverage.

Hastings Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058

 

Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)

 

(800) 442-8277


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