Winter weather significantly increases crash frequency, breakdowns, and employee exposure to cold-related hazards. In accordance with OSHA General Duty Clause requirements and U.S. Department of Transportation vehicle safety expectations, employers must provide safe equipment and reduce recognized hazards associated with winter driving conditions.
Tires & Wheels
Braking System
Battery & Electrical Systems
Windshield, Wipers & Visibility
Fluids & Engine Systems
Safety & Emergency Equipment
Winter Driving Operational Controls
Winter vehicle safety is a shared responsibility between management and drivers. Formal winter inspection checklists and driver safety protocols reduce claim frequency, severity, and operational disruptions.
From contractors to coffee shops, we offer insurance designed for many types of businesses, including:
Policyholders can request access to our On-Demand Video Training Service, which includes over 5,000 high-quality safety and human resource training videos. This service is provided at no cost to our policyholders.
View the Streamery Training Courses that are Available To get access to a Streamery course, contact your Hastings agent.

Monnit Remote Monitoring Solutions is offering Hastings policyholders a 20% discount on hardware and a 40% discount on software and connection services.
Monnit provides wireless IoT sensor solutions for remote monitoring across industries, offering real-time data tracking for temperature, humidity, motion, water detection, and more to help businesses optimize efficiency and prevent costly issues.
Hastings Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)
(800) 442-8277
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