Hastings Insurance Logo
  • Insurance
  • About Us
  • Safety Tips
  • Blog
  • Find an Agent
  • Contact
  • Login
  • magnifying glass icon
 

Secure your
future today!

Get a Quote

Share

Tweet

Share

Email

Farm Risk Management: Property Loss Prevention

Mar 21, 2025, 1:13 PM

view of multiple farm buildings

There is nothing quite as difficult as losing a home or building to a fire. Practical steps can go a long way in preventing property losses. More than half of all building fires every year are caused by electricity and heating devices like stoves and space heaters.

Planning

  • Assess your buildings for potential fire hazards. Where is a fire most likely to start?

  • Evaluate electrical and heat sources closely. What other hazards exist?

Building Condition

  • Inspect roof drains and gutters. Make sure they are clear before winter.
  • Monitor roof conditions of flat or shallow sloped roofs, particularly during heavy snow periods. Always use safe methods to remove snow.
  • Use noncombustible and fire-resistant building materials when possible.
  • Establish a preventive maintenance program for equipment, building utilities, and processing equipment that meets the manufacturer’s specifications.

Electrical Systems

  • Keep electrical and heating systems up to current codes.
  • Use electrical cords properly; don’t overload outlets.
  • Extension cords are not meant to be permanently plugged in.
  • Keep all combustible material at least 3 feet from electrical panels.
  • Check your electric system on a regular basis and make sure it is maintained.

Heaters and Wood Stoves

  • Keep all combustible material at least 3 feet from heaters and stoves.

  • Develop a maintenance program to keep heating units clean and maintained.

  • Follow manufacturer specifications for all wood stove or heater installation.


Download This Article

pdf
Farm Risk Management: Property Loss Prevention (pdf)

Additional Safety Topics

  • Safety Tips
  • Workplace Safety
  • Driving Safety
  • Home Safety
  • Farm Safety

Check Out All Our Products

Commercial Insurance Built for You

We offer a wide range of Commercial insurance products. Find the product that's right for you!

Types of Business Insurance
 

Get Insurance for Your Car and Home

You need to protect more than just your business. Get insurance for your personal property too!

Personal Lines Insurance
 

Insurance for All Types of Farms

Hastings offers a range of products specifically designed for farmers.

Farm Insurance

Secure your
future today!

Get a Quote

Hastings Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058

 

Monday-Friday
8:00 a.m. - 4:30 p.m. (EST)

 

(800) 442-8277


Insurance Journal Super Regional P/C Insurer
A.M. Best's Standing the Test of Time - rated A or higher for 50 years
CIO 100 Winner
Hastings Mutual Insurance Company BBB Business Review

Find An Agent
Report a Claim
Make A Payment

  • Careers
  • Contact
  • In the News

Terms of Use and Privacy Statement©  Hastings Insurance Company. All rights reserved.

  1. Home
  2. Safety Tips
  3. Safety-Post